I've never stopped to consider it... but do the points added from "kits" contribute to the two points that you can learn from a trainer? [i've never experimented... though, I'm going with the assumption that it does.] all of the kits give more points than custom [some more than others], and some of them look like they fit the builds I want to use for some of my characters.
Oh yeah, on a side note... does anyone know, or suppose when the effective cap on party luck is? [10pts, 20 pts, 30 pts, 40 pts]