More specifically, click on "url" (under "Instant UBB Code" under add reply), type in the http:// address, then type in what subject you want it to be. For example:
*Clicks URL* Types: "http://www.thekavern.net" Types "My Webpage" and My Webpage appears.
To help our aol friends, it's always nice to list the page with the actual http:// address than to give it a "spiffy" title.
If you don't want to deal with using the "URL" click button, you type "What you want to appear" .