Thanks for all the information. Just reading through this, it could use a few clarifications:,
We now have "rows" rather than "columns". It might be better to describe the skills rows by their names rather than by their position in the window since I have no idea what this means other than by opening up Avadon 2 and trying to cross-reference. I haven't crunched any numbers but it seems like putting all the specialization points (5,15,25) into the passive "efficiency" skills is best since you get those bonuses all the time, regardless of what action/ability you are performing.
Also what do you mean by "class calculations assume... ". What calculations are you referring to?
What is the benefit of putting more points into these skills?
For these and other class's passive skills that gain additional effects at higher level, does the scaling start with that level or level 1? What I mean is, for example for ward mastery, if I have it at level 7, does that give me 10% resistance to magic and elemental attacks, or 70%?